Call reports 2012
FIRST UNITED BANK — 2012
What FIRST UNITED BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 155,966,000 | 159,489,000 | 162,276,000 | 175,650,000 |
| Total loans | 101,869,000 | 119,107,000 | 122,833,000 | 131,831,000 |
| Allowance for loan losses | 1,519,000 | 1,598,000 | 1,660,000 | 1,720,000 |
| Securities available for sale | 26,585,000 | 24,372,000 | 22,209,000 | 24,583,000 |
| Securities held to maturity | 5,118,000 | 4,952,000 | 4,948,000 | 4,945,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 140,554,000 | 129,481,000 | 137,723,000 | 136,864,000 |
| Interest-bearing deposits | 112,336,000 | 107,283,000 | 110,137,000 | 104,392,000 |
| Noninterest-bearing deposits | 28,218,000 | 22,198,000 | 27,586,000 | 32,472,000 |
| Equity capital | 12,126,000 | 12,787,000 | 13,479,000 | 14,275,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,560,000 | 3,291,000 | 5,140,000 | 6,979,000 |
| Interest expense | 225,000 | 424,000 | 628,000 | 815,000 |
| Net interest income | 1,335,000 | 2,867,000 | 4,512,000 | 6,164,000 |
| Noninterest income | 152,000 | 295,000 | 445,000 | 589,000 |
| Noninterest expense | 912,000 | 1,842,000 | 2,770,000 | 3,751,000 |
| Provision for loan losses | 60,000 | 120,000 | 175,000 | 215,000 |
| Pretax income | 584,000 | 1,261,000 | 2,053,000 | 2,824,000 |
| Income tax | 38,000 | 82,000 | 133,000 | 184,000 |
| Net income | 546,000 | 1,179,000 | 1,920,000 | 2,640,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,881,000 | 12,414,000 | 13,005,000 | 13,825,000 |
| Total capital | 13,314,000 | 14,012,000 | 14,649,000 | 15,545,000 |
| Risk-weighted assets | 114,524,000 | 128,696,000 | 131,519,000 | 140,939,000 |