Call reports 2011
FIRST UNITED BANK — 2011
What FIRST UNITED BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 137,013,000 | 136,959,000 | 140,572,000 | 148,310,000 |
| Total loans | 94,147,000 | 94,561,000 | 99,733,000 | 102,585,000 |
| Allowance for loan losses | 1,431,000 | 1,470,000 | 1,453,000 | 1,457,000 |
| Securities available for sale | 11,371,000 | 18,125,000 | 18,543,000 | 23,349,000 |
| Securities held to maturity | 5,821,000 | 5,628,000 | 5,524,000 | 5,496,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 117,500,000 | 116,941,000 | 119,194,000 | 128,579,000 |
| Interest-bearing deposits | 98,650,000 | 98,131,000 | 97,657,000 | 101,450,000 |
| Noninterest-bearing deposits | 18,850,000 | 18,810,000 | 21,537,000 | 27,129,000 |
| Equity capital | 10,869,000 | 11,319,000 | 11,678,000 | 11,943,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,563,000 | 3,136,000 | 4,787,000 | 6,432,000 |
| Interest expense | 310,000 | 601,000 | 866,000 | 1,105,000 |
| Net interest income | 1,253,000 | 2,535,000 | 3,921,000 | 5,327,000 |
| Noninterest income | 139,000 | 290,000 | 437,000 | 570,000 |
| Noninterest expense | 880,000 | 1,771,000 | 2,665,000 | 3,622,000 |
| Provision for loan losses | 60,000 | 100,000 | 160,000 | 220,000 |
| Pretax income | 452,000 | 954,000 | 1,533,000 | 2,055,000 |
| Income tax | 32,000 | 67,000 | 107,000 | 134,000 |
| Net income | 420,000 | 887,000 | 1,426,000 | 1,921,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,785,000 | 11,051,000 | 11,340,000 | 11,585,000 |
| Total capital | 12,076,000 | 12,340,000 | 12,701,000 | 12,981,000 |
| Risk-weighted assets | 103,143,000 | 102,910,000 | 108,768,000 | 111,607,000 |