Call reports 2004
FIRST UNITED BANK — 2004
What FIRST UNITED BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 90,576,000 | 93,521,000 | 99,433,000 | 96,561,000 |
| Total loans | 66,306,000 | 72,822,000 | 78,298,000 | 75,731,000 |
| Allowance for loan losses | 1,126,000 | 1,161,000 | 1,200,000 | 1,202,000 |
| Securities available for sale | 10,703,000 | 11,221,000 | 10,198,000 | 8,617,000 |
| Securities held to maturity | 5,284,000 | 4,744,000 | 4,744,000 | 4,744,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,596,000 | 80,134,000 | 81,281,000 | 83,478,000 |
| Interest-bearing deposits | 72,490,000 | 70,682,000 | 71,563,000 | 71,192,000 |
| Noninterest-bearing deposits | 9,106,000 | 9,452,000 | 9,718,000 | 12,286,000 |
| Equity capital | 7,342,000 | 7,237,000 | 7,475,000 | 7,554,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,209,000 | 2,429,000 | 3,761,000 | 5,111,000 |
| Interest expense | 337,000 | 667,000 | 1,030,000 | 1,400,000 |
| Net interest income | 872,000 | 1,762,000 | 2,731,000 | 3,711,000 |
| Noninterest income | 103,000 | 229,000 | 350,000 | 455,000 |
| Noninterest expense | 684,000 | 1,370,000 | 2,069,000 | 2,795,000 |
| Provision for loan losses | 30,000 | 60,000 | 95,000 | 130,000 |
| Pretax income | 261,000 | 561,000 | 917,000 | 1,241,000 |
| Income tax | 12,000 | 33,000 | 58,000 | 81,000 |
| Net income | 249,000 | 528,000 | 859,000 | 1,160,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,134,000 | 7,233,000 | 7,364,000 | 7,500,000 |
| Total capital | 8,023,000 | 8,180,000 | 8,383,000 | 8,486,000 |
| Risk-weighted assets | 70,907,000 | 75,552,000 | 81,308,000 | 78,658,000 |
Machine access — free, no API key
Every figure shown here about FIRST UNITED BANK — 2004 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.