Call reports 2014
GRANITE SAVINGS BANK — 2014
What GRANITE SAVINGS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 70,076,000 | 69,704,000 | 67,209,000 | 64,975,000 |
| Total loans | 40,345,000 | 37,301,000 | 32,529,000 | 31,001,000 |
| Allowance for loan losses | 601,000 | 601,000 | 601,000 | 601,000 |
| Securities available for sale | 16,091,000 | 16,493,000 | 12,339,000 | 7,414,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,475,000 | 55,968,000 | 54,469,000 | 55,829,000 |
| Interest-bearing deposits | 52,329,000 | 51,277,000 | 50,637,000 | 51,870,000 |
| Noninterest-bearing deposits | 3,146,000 | 4,691,000 | 3,832,000 | 3,959,000 |
| Equity capital | 9,774,000 | 9,761,000 | 9,474,000 | 8,774,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 467,000 | 825,000 | 1,248,000 | 1,669,000 |
| Interest expense | 83,000 | 168,000 | 253,000 | 332,000 |
| Net interest income | 384,000 | 657,000 | 995,000 | 1,337,000 |
| Noninterest income | 48,000 | 129,000 | 193,000 | 234,000 |
| Noninterest expense | 557,000 | 1,110,000 | 1,617,000 | 2,604,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -99,000 | -180,000 | -196,000 | -416,000 |
| Income tax | -29,000 | -53,000 | 226,000 | 269,000 |
| Net income | -70,000 | -127,000 | -422,000 | -685,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,586,000 | 9,528,000 | 9,234,000 | 8,971,000 |
| Total capital | 10,392,000 | 10,316,000 | 9,928,000 | 9,428,000 |
| Risk-weighted assets | 48,969,000 | 46,066,000 | 40,979,000 | 36,401,000 |
Machine access — free, no API key
Every figure shown here about GRANITE SAVINGS BANK — 2014 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.