Call reports 2012
GRANITE SAVINGS BANK — 2012
What GRANITE SAVINGS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 70,859,000 | 71,668,000 | 72,061,000 | 72,501,000 |
| Total loans | 41,076,000 | 41,737,000 | 42,002,000 | 40,396,000 |
| Allowance for loan losses | 625,000 | 636,000 | 644,000 | 651,000 |
| Securities available for sale | 19,521,000 | 18,840,000 | 16,876,000 | 16,502,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,635,000 | 57,550,000 | 58,003,000 | 58,780,000 |
| Interest-bearing deposits | 54,363,000 | 54,413,000 | 54,714,000 | 54,948,000 |
| Noninterest-bearing deposits | 2,272,000 | 3,137,000 | 3,289,000 | 3,832,000 |
| Equity capital | 9,747,000 | 9,756,000 | 9,843,000 | 9,755,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 587,000 | 1,172,000 | 1,747,000 | 2,291,000 |
| Interest expense | 130,000 | 248,000 | 360,000 | 467,000 |
| Net interest income | 457,000 | 924,000 | 1,387,000 | 1,824,000 |
| Noninterest income | 55,000 | 149,000 | 216,000 | 314,000 |
| Noninterest expense | 560,000 | 1,109,000 | 1,660,000 | 2,208,000 |
| Provision for loan losses | 15,000 | 22,000 | 30,000 | 37,000 |
| Pretax income | 26,000 | 48,000 | 19,000 | -1,000 |
| Income tax | 15,000 | 24,000 | -44,000 | -49,000 |
| Net income | 11,000 | 24,000 | 63,000 | 48,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,602,000 | 9,614,000 | 9,652,000 | 9,636,000 |
| Total capital | 10,259,000 | 10,291,000 | 10,355,000 | 10,300,000 |
| Risk-weighted assets | 41,832,000 | 42,897,000 | 43,368,000 | 42,921,000 |
Machine access — free, no API key
Every figure shown here about GRANITE SAVINGS BANK — 2012 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.