Call reports 2026
MILFORD BUILDING AND LOAN ASSOCIATION, SB — 2026
What MILFORD BUILDING AND LOAN ASSOCIATION, SB reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 27,361,000 | 28,089,000 |
| Total loans | 18,283,000 | 18,749,000 |
| Allowance for loan losses | 278,000 | 282,000 |
| Securities available for sale | 0 | 0 |
| Securities held to maturity | 4,000 | 4,000 |
| Trading assets | 0 | 0 |
| Total deposits | 23,815,000 | 24,503,000 |
| Interest-bearing deposits | 23,815,000 | 24,503,000 |
| Noninterest-bearing deposits | 0 | 0 |
| Equity capital | 3,342,000 | 3,367,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 329,000 | 677,000 |
| Interest expense | 160,000 | 318,000 |
| Net interest income | 169,000 | 359,000 |
| Noninterest income | 0 | 1,000 |
| Noninterest expense | 141,000 | 290,000 |
| Provision for loan losses | 5,000 | 9,000 |
| Pretax income | 23,000 | 61,000 |
| Income tax | 7,000 | 18,000 |
| Net income | 16,000 | 43,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 3,342,000 | 3,367,000 |
| Total capital | 3,510,000 | — |
| Risk-weighted assets | 13,371,000 | — |