Call reports 2025
FRANDSEN BANK & TRUST — 2025
What FRANDSEN BANK & TRUST reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 3,590,134,000 | 3,564,689,000 | 3,604,384,000 | 3,704,763,000 |
| Total loans | 2,486,733,000 | 2,525,958,000 | 2,523,616,000 | 2,517,965,000 |
| Allowance for loan losses | 32,502,000 | 34,523,000 | 39,003,000 | 31,575,000 |
| Securities available for sale | 698,737,000 | 685,205,000 | 700,628,000 | 728,280,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,066,134,000 | 3,047,375,000 | 3,077,111,000 | 3,152,434,000 |
| Interest-bearing deposits | 2,329,808,000 | 2,322,873,000 | 2,341,211,000 | 2,394,027,000 |
| Noninterest-bearing deposits | 736,326,000 | 724,502,000 | 735,900,000 | 758,407,000 |
| Equity capital | 367,808,000 | 370,996,000 | 399,545,000 | 419,018,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 43,888,000 | 90,297,000 | 136,857,000 | 184,900,000 |
| Interest expense | 13,727,000 | 27,512,000 | 41,281,000 | 54,857,000 |
| Net interest income | 30,161,000 | 62,785,000 | 95,576,000 | 130,043,000 |
| Noninterest income | 6,359,000 | 13,156,000 | 20,296,000 | 27,326,000 |
| Noninterest expense | 21,417,000 | 43,989,000 | 67,315,000 | 91,051,000 |
| Provision for loan losses | 1,050,000 | 3,050,000 | 7,550,000 | 8,800,000 |
| Pretax income | 14,037,000 | 28,899,000 | 41,366,000 | 57,893,000 |
| Income tax | 943,000 | 2,256,000 | 3,709,000 | 4,509,000 |
| Net income | 13,094,000 | 26,643,000 | 37,657,000 | 53,384,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 314,392,000 | 320,964,000 | 327,210,000 | 341,781,000 |
| Total capital | 346,944,000 | 353,470,000 | 359,613,000 | 373,872,000 |
| Risk-weighted assets | 2,603,354,000 | 2,597,563,000 | 2,585,182,000 | 2,581,054,000 |
Machine access — free, no API key
Every figure shown here about FRANDSEN BANK & TRUST — 2025 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.