Call reports 2023
FRANDSEN BANK & TRUST — 2023
What FRANDSEN BANK & TRUST reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 3,176,873,000 | 3,296,071,000 | 3,353,000,000 | 3,449,037,000 |
| Total loans | 2,126,461,000 | 2,264,086,000 | 2,336,616,000 | 2,381,000,000 |
| Allowance for loan losses | 25,251,000 | 25,984,000 | 26,723,000 | 27,764,000 |
| Securities available for sale | 760,305,000 | 729,122,000 | 691,676,000 | 681,751,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,694,798,000 | 2,687,013,000 | 2,764,853,000 | 2,870,227,000 |
| Interest-bearing deposits | 1,956,714,000 | 1,877,533,000 | 1,971,082,000 | 2,065,845,000 |
| Noninterest-bearing deposits | 738,084,000 | 809,480,000 | 793,771,000 | 804,382,000 |
| Equity capital | 265,965,000 | 264,496,000 | 261,107,000 | 291,047,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 31,250,000 | 65,786,000 | 102,543,000 | 141,579,000 |
| Interest expense | 3,731,000 | 11,273,000 | 21,411,000 | 33,529,000 |
| Net interest income | 27,519,000 | 54,513,000 | 81,132,000 | 108,050,000 |
| Noninterest income | 5,633,000 | 11,082,000 | 17,100,000 | 23,498,000 |
| Noninterest expense | 19,027,000 | 39,418,000 | 60,550,000 | 81,513,000 |
| Provision for loan losses | 750,000 | 1,500,000 | 2,250,000 | 3,000,000 |
| Pretax income | 12,911,000 | 24,237,000 | 35,010,000 | 44,760,000 |
| Income tax | 478,000 | 1,649,000 | 2,530,000 | 4,140,000 |
| Net income | 12,433,000 | 22,588,000 | 32,480,000 | 40,620,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 230,292,000 | 234,492,000 | 245,021,000 | 250,135,000 |
| Total capital | 256,043,000 | 260,976,000 | 272,244,000 | 278,399,000 |
| Risk-weighted assets | 2,349,016,000 | 2,448,655,000 | 2,544,173,000 | 2,553,359,000 |
Machine access — free, no API key
Every figure shown here about FRANDSEN BANK & TRUST — 2023 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.