Call reports 2020
FRANDSEN BANK & TRUST — 2020
What FRANDSEN BANK & TRUST reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,664,804,000 | 1,901,269,000 | 1,980,640,000 | 2,481,849,000 |
| Total loans | 1,141,510,000 | 1,303,747,000 | 1,289,368,000 | 1,574,378,000 |
| Allowance for loan losses | 13,598,000 | 17,890,000 | 19,471,000 | 21,569,000 |
| Securities available for sale | 330,079,000 | 345,700,000 | 453,995,000 | 631,135,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,414,900,000 | 1,627,950,000 | 1,692,134,000 | 2,117,422,000 |
| Interest-bearing deposits | 1,036,650,000 | 1,156,962,000 | 1,182,185,000 | 1,453,376,000 |
| Noninterest-bearing deposits | 378,250,000 | 470,988,000 | 509,949,000 | 664,046,000 |
| Equity capital | 208,018,000 | 222,042,000 | 227,482,000 | 299,460,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 16,951,000 | 39,738,000 | 57,629,000 | 90,185,000 |
| Interest expense | 763,000 | 1,326,000 | 1,903,000 | 3,727,000 |
| Net interest income | 16,188,000 | 38,412,000 | 55,726,000 | 86,458,000 |
| Noninterest income | 5,296,000 | 10,564,000 | 17,388,000 | 27,708,000 |
| Noninterest expense | 12,879,000 | 27,232,000 | 43,025,000 | 67,908,000 |
| Provision for loan losses | 200,000 | 4,500,000 | 6,000,000 | 8,000,000 |
| Pretax income | 8,509,000 | 17,348,000 | 24,194,000 | 38,367,000 |
| Income tax | 14,000 | 15,000 | 15,000 | 15,000 |
| Net income | 8,495,000 | 17,333,000 | 24,179,000 | 38,352,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 134,706,000 | 138,509,000 | 141,100,000 | 180,822,000 |
| Total capital | 148,304,000 | 154,796,000 | 157,465,000 | 201,953,000 |
| Risk-weighted assets | 1,305,087,000 | 1,301,422,000 | 1,306,149,000 | 1,690,055,000 |