Call reports 2019
FRANDSEN BANK & TRUST — 2019
What FRANDSEN BANK & TRUST reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,676,340,000 | 1,716,629,000 | 1,737,040,000 | 1,708,246,000 |
| Total loans | 1,117,459,000 | 1,162,987,000 | 1,170,193,000 | 1,166,327,000 |
| Allowance for loan losses | 13,147,000 | 13,429,000 | 13,625,000 | 13,379,000 |
| Securities available for sale | 367,357,000 | 346,019,000 | 343,957,000 | 334,945,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,433,188,000 | 1,448,832,000 | 1,463,730,000 | 1,431,891,000 |
| Interest-bearing deposits | 1,046,972,000 | 1,071,539,000 | 1,027,099,000 | 1,043,816,000 |
| Noninterest-bearing deposits | 386,216,000 | 377,293,000 | 436,631,000 | 388,075,000 |
| Equity capital | 199,518,000 | 208,076,000 | 214,881,000 | 220,043,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 16,628,000 | 33,918,000 | 51,733,000 | 69,429,000 |
| Interest expense | 697,000 | 1,615,000 | 2,592,000 | 3,524,000 |
| Net interest income | 15,931,000 | 32,303,000 | 49,141,000 | 65,905,000 |
| Noninterest income | 4,139,000 | 9,336,000 | 13,463,000 | 18,321,000 |
| Noninterest expense | 13,436,000 | 26,832,000 | 40,579,000 | 55,390,000 |
| Provision for loan losses | 100,000 | 450,000 | 550,000 | 550,000 |
| Pretax income | 6,534,000 | 14,293,000 | 21,411,000 | 28,222,000 |
| Income tax | 12,000 | 12,000 | 12,000 | 12,000 |
| Net income | 6,522,000 | 14,281,000 | 21,399,000 | 28,210,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 134,625,000 | 134,891,000 | 139,736,000 | 144,727,000 |
| Total capital | 147,772,000 | 148,320,000 | 153,361,000 | 158,106,000 |
| Risk-weighted assets | 1,299,356,000 | 1,318,350,000 | 1,322,180,000 | 1,324,119,000 |