Call reports 2018
FRANDSEN BANK & TRUST — 2018
What FRANDSEN BANK & TRUST reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,672,142,000 | 1,679,267,000 | 1,683,096,000 | 1,706,892,000 |
| Total loans | 1,057,430,000 | 1,087,893,000 | 1,100,632,000 | 1,120,796,000 |
| Allowance for loan losses | 13,120,000 | 13,055,000 | 13,166,000 | 12,972,000 |
| Securities available for sale | 426,483,000 | 407,450,000 | 394,386,000 | 377,359,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,436,127,000 | 1,414,100,000 | 1,439,814,000 | 1,452,759,000 |
| Interest-bearing deposits | 1,077,158,000 | 1,063,906,000 | 1,068,624,000 | 1,057,668,000 |
| Noninterest-bearing deposits | 358,969,000 | 350,194,000 | 371,190,000 | 395,091,000 |
| Equity capital | 191,227,000 | 192,446,000 | 194,981,000 | 204,109,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 15,651,000 | 31,752,000 | 48,217,000 | 64,713,000 |
| Interest expense | 408,000 | 939,000 | 1,640,000 | 2,288,000 |
| Net interest income | 15,243,000 | 30,813,000 | 46,577,000 | 62,425,000 |
| Noninterest income | 4,282,000 | 8,773,000 | 13,334,000 | 18,658,000 |
| Noninterest expense | 13,036,000 | 26,901,000 | 40,481,000 | 54,750,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 450,000 |
| Pretax income | 6,310,000 | 12,356,000 | 18,951,000 | 25,597,000 |
| Income tax | 12,000 | 12,000 | 12,000 | 12,000 |
| Net income | 6,298,000 | 12,344,000 | 18,939,000 | 25,585,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 132,127,000 | 134,936,000 | 138,999,000 | 143,843,000 |
| Total capital | 145,247,000 | 147,991,000 | 152,165,000 | 156,815,000 |
| Risk-weighted assets | 1,222,391,000 | 1,257,555,000 | 1,277,694,000 | 1,302,887,000 |