Call reports 2016
FRANDSEN BANK & TRUST — 2016
What FRANDSEN BANK & TRUST reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,559,834,000 | 1,568,894,000 | 1,586,077,000 | 1,717,614,000 |
| Total loans | 900,219,000 | 911,825,000 | 891,239,000 | 978,564,000 |
| Allowance for loan losses | 13,066,000 | 13,389,000 | 12,804,000 | 12,455,000 |
| Securities available for sale | 492,810,000 | 471,512,000 | 512,510,000 | 546,474,000 |
| Securities held to maturity | 4,979,000 | 4,979,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,291,274,000 | 1,301,601,000 | 1,324,063,000 | 1,423,330,000 |
| Interest-bearing deposits | 991,178,000 | 998,727,000 | 1,014,081,000 | 1,070,629,000 |
| Noninterest-bearing deposits | 300,096,000 | 302,874,000 | 309,982,000 | 352,701,000 |
| Equity capital | 195,698,000 | 200,336,000 | 199,709,000 | 206,958,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 13,799,000 | 27,827,000 | 41,704,000 | 59,158,000 |
| Interest expense | 397,000 | 765,000 | 1,132,000 | 1,673,000 |
| Net interest income | 13,402,000 | 27,062,000 | 40,572,000 | 57,485,000 |
| Noninterest income | 3,360,000 | 7,155,000 | 11,483,000 | 17,024,000 |
| Noninterest expense | 11,086,000 | 23,118,000 | 35,638,000 | 50,932,000 |
| Provision for loan losses | 150,000 | 200,000 | 200,000 | 200,000 |
| Pretax income | 5,572,000 | 10,963,000 | 16,315,000 | 23,477,000 |
| Income tax | 1,000 | 5,000 | 9,000 | 11,000 |
| Net income | 5,571,000 | 10,958,000 | 16,306,000 | 23,466,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 126,109,000 | 129,062,000 | 128,560,000 | 143,701,000 |
| Total capital | 139,175,000 | 142,451,000 | 141,364,000 | 156,156,000 |
| Risk-weighted assets | 1,074,281,000 | 1,119,275,000 | 1,089,491,000 | 1,197,392,000 |