Call reports 2015
FRANDSEN BANK & TRUST — 2015
What FRANDSEN BANK & TRUST reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,529,496,000 | 1,531,011,000 | 1,537,461,000 | 1,597,914,000 |
| Total loans | 894,403,000 | 909,971,000 | 908,797,000 | 907,496,000 |
| Allowance for loan losses | 13,810,000 | 13,724,000 | 13,848,000 | 13,515,000 |
| Securities available for sale | 459,096,000 | 447,392,000 | 453,960,000 | 504,453,000 |
| Securities held to maturity | 0 | 0 | 0 | 4,979,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,267,417,000 | 1,260,555,000 | 1,277,169,000 | 1,331,073,000 |
| Interest-bearing deposits | 991,250,000 | 984,450,000 | 988,058,000 | 1,010,608,000 |
| Noninterest-bearing deposits | 276,167,000 | 276,105,000 | 289,111,000 | 320,465,000 |
| Equity capital | 193,530,000 | 195,504,000 | 199,435,000 | 205,293,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 13,570,000 | 27,484,000 | 41,270,000 | 55,157,000 |
| Interest expense | 435,000 | 877,000 | 1,306,000 | 1,705,000 |
| Net interest income | 13,135,000 | 26,607,000 | 39,964,000 | 53,452,000 |
| Noninterest income | 3,469,000 | 7,284,000 | 11,194,000 | 16,551,000 |
| Noninterest expense | 11,329,000 | 23,528,000 | 34,533,000 | 46,864,000 |
| Provision for loan losses | 225,000 | 450,000 | 675,000 | 675,000 |
| Pretax income | 5,090,000 | 9,981,000 | 16,083,000 | 22,597,000 |
| Income tax | 0 | 4,000 | 7,000 | 9,000 |
| Net income | 5,090,000 | 9,977,000 | 16,076,000 | 22,588,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 122,871,000 | 126,460,000 | 130,404,000 | 138,616,000 |
| Total capital | 135,789,000 | 140,184,000 | 144,252,000 | 152,131,000 |
| Risk-weighted assets | 1,032,569,000 | 1,106,004,000 | 1,154,787,000 | 1,122,057,000 |