Call reports 2012
FRANDSEN BANK & TRUST — 2012
What FRANDSEN BANK & TRUST reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 1,443,136,000 | 1,434,099,000 | 1,459,033,000 | 1,553,174,000 |
| Total loans | 798,968,000 | 820,378,000 | 803,958,000 | 815,324,000 |
| Allowance for loan losses | 17,157,000 | 16,859,000 | 16,898,000 | 15,620,000 |
| Securities available for sale | 455,740,000 | 439,195,000 | 476,947,000 | 532,294,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,209,356,000 | 1,198,116,000 | 1,209,254,000 | 1,299,651,000 |
| Interest-bearing deposits | 1,001,719,000 | 990,032,000 | 976,414,000 | 1,029,803,000 |
| Noninterest-bearing deposits | 207,637,000 | 208,083,000 | 232,841,000 | 269,849,000 |
| Equity capital | 187,629,000 | 189,755,000 | 195,832,000 | 197,226,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 14,241,000 | 28,537,000 | 41,673,000 | 54,994,000 |
| Interest expense | 1,336,000 | 2,482,000 | 3,455,000 | 4,254,000 |
| Net interest income | 12,905,000 | 26,055,000 | 38,218,000 | 50,740,000 |
| Noninterest income | 3,345,000 | 6,692,000 | 11,637,000 | 16,103,000 |
| Noninterest expense | 11,261,000 | 22,276,000 | 33,397,000 | 44,547,000 |
| Provision for loan losses | 760,000 | 1,660,000 | 2,060,000 | 2,335,000 |
| Pretax income | 4,244,000 | 8,748,000 | 14,340,000 | 19,923,000 |
| Income tax | -47,000 | -24,000 | 0 | 22,000 |
| Net income | 4,291,000 | 8,772,000 | 14,340,000 | 19,901,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 115,684,000 | 118,022,000 | 122,131,000 | 126,777,000 |
| Total capital | 127,170,000 | 129,649,000 | 133,664,000 | 138,655,000 |
| Risk-weighted assets | 988,218,000 | 965,436,000 | 925,876,000 | 955,067,000 |