Call reports 2009
FRANDSEN BANK & TRUST — 2009
What FRANDSEN BANK & TRUST reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 317,774,000 | 319,154,000 | 317,787,000 | 739,711,000 |
| Total loans | 237,348,000 | 241,469,000 | 233,433,000 | 514,822,000 |
| Allowance for loan losses | 3,849,000 | 3,438,000 | 3,735,000 | 7,408,000 |
| Securities available for sale | 41,256,000 | 32,387,000 | 43,093,000 | 108,166,000 |
| Securities held to maturity | 0 | 0 | 0 | 16,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 264,890,000 | 262,590,000 | 262,588,000 | 608,515,000 |
| Interest-bearing deposits | 229,283,000 | 227,942,000 | 225,407,000 | 499,907,000 |
| Noninterest-bearing deposits | 35,607,000 | 34,648,000 | 37,181,000 | 108,608,000 |
| Equity capital | 43,678,000 | 44,627,000 | 44,712,000 | 101,707,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 4,108,000 | 8,175,000 | 12,189,000 | 35,040,000 |
| Interest expense | 990,000 | 1,877,000 | 2,706,000 | 8,021,000 |
| Net interest income | 3,118,000 | 6,298,000 | 9,483,000 | 27,019,000 |
| Noninterest income | 897,000 | 1,887,000 | 2,815,000 | 7,253,000 |
| Noninterest expense | 2,788,000 | 5,670,000 | 8,879,000 | 24,578,000 |
| Provision for loan losses | 300,000 | 525,000 | 1,200,000 | 2,555,000 |
| Pretax income | 927,000 | 1,990,000 | 2,219,000 | 7,408,000 |
| Income tax | 8,000 | 8,000 | 8,000 | 60,000 |
| Net income | 919,000 | 1,982,000 | 2,211,000 | 7,348,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,266,000 | 28,129,000 | 28,159,000 | 61,124,000 |
| Total capital | 30,570,000 | 31,457,000 | 31,403,000 | 68,138,000 |
| Risk-weighted assets | 263,764,000 | 266,160,000 | 259,051,000 | 560,748,000 |
Machine access — free, no API key
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