Call reports 2005
FRANDSEN BANK & TRUST — 2005
What FRANDSEN BANK & TRUST reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 144,630,000 | 174,424,000 | 173,292,000 | 184,959,000 |
| Total loans | 105,866,000 | 126,849,000 | 126,805,000 | 128,811,000 |
| Allowance for loan losses | 1,402,000 | 1,592,000 | 1,594,000 | 1,639,000 |
| Securities available for sale | 19,805,000 | 24,916,000 | 22,564,000 | 27,296,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,934,000 | 147,367,000 | 144,732,000 | 156,465,000 |
| Interest-bearing deposits | 106,640,000 | 125,292,000 | 123,303,000 | 132,690,000 |
| Noninterest-bearing deposits | 17,294,000 | 22,075,000 | 21,429,000 | 23,775,000 |
| Equity capital | 18,763,000 | 23,139,000 | 23,773,000 | 24,461,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,989,000 | 4,792,000 | 7,309,000 | 9,959,000 |
| Interest expense | 414,000 | 1,100,000 | 1,777,000 | 2,549,000 |
| Net interest income | 1,575,000 | 3,692,000 | 5,532,000 | 7,410,000 |
| Noninterest income | 496,000 | 1,109,000 | 1,659,000 | 2,280,000 |
| Noninterest expense | 1,206,000 | 2,935,000 | 4,589,000 | 6,262,000 |
| Provision for loan losses | 0 | 3,000 | 3,000 | 3,000 |
| Pretax income | 873,000 | 1,877,000 | 2,613,000 | 3,439,000 |
| Income tax | 490,000 | 399,000 | 399,000 | 399,000 |
| Net income | 383,000 | 1,478,000 | 2,214,000 | 3,040,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,199,000 | 14,518,000 | 15,253,000 | 16,079,000 |
| Total capital | 12,601,000 | 16,110,000 | 16,847,000 | 17,718,000 |
| Risk-weighted assets | 114,665,000 | 137,036,000 | 136,552,000 | 143,361,000 |
Machine access — free, no API key
Every figure shown here about FRANDSEN BANK & TRUST — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.