Call reports 2024
AUDUBON STATE BANK — 2024
What AUDUBON STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 143,105,000 | 143,418,000 | 148,914,000 | 158,562,000 |
| Total loans | 108,385,000 | 108,256,000 | 119,081,000 | 123,730,000 |
| Allowance for loan losses | 1,092,000 | 1,118,000 | 1,118,000 | 1,218,000 |
| Securities available for sale | 14,867,000 | 13,902,000 | 15,106,000 | 13,672,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,328,000 | 119,605,000 | 124,470,000 | 133,942,000 |
| Interest-bearing deposits | 104,364,000 | 102,872,000 | 108,726,000 | 116,145,000 |
| Noninterest-bearing deposits | 15,964,000 | 16,733,000 | 15,744,000 | 17,797,000 |
| Equity capital | 15,748,000 | 16,179,000 | 16,817,000 | 17,229,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,656,000 | 3,451,000 | 5,351,000 | 7,401,000 |
| Interest expense | 521,000 | 1,093,000 | 1,699,000 | 2,379,000 |
| Net interest income | 1,135,000 | 2,358,000 | 3,652,000 | 5,022,000 |
| Noninterest income | 67,000 | 139,000 | 197,000 | 257,000 |
| Noninterest expense | 653,000 | 1,318,000 | 1,998,000 | 2,719,000 |
| Provision for loan losses | 0 | 25,000 | 25,000 | 125,000 |
| Pretax income | 549,000 | 1,154,000 | 1,826,000 | 2,435,000 |
| Income tax | 19,000 | 52,000 | 80,000 | 96,000 |
| Net income | 530,000 | 1,102,000 | 1,746,000 | 2,339,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,820,000 | 14,167,000 | 14,587,000 | 14,955,000 |
| Total capital | 14,912,000 | 15,285,000 | 15,705,000 | 16,173,000 |
| Risk-weighted assets | 102,769,000 | 102,998,000 | 114,418,000 | 119,013,000 |