Call reports 2008
AUDUBON STATE BANK — 2008
What AUDUBON STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 75,292,000 | 71,877,000 | 73,570,000 | 78,314,000 |
| Total loans | 53,194,000 | 53,681,000 | 57,322,000 | 60,406,000 |
| Allowance for loan losses | 925,000 | 941,000 | 928,000 | 967,000 |
| Securities available for sale | 13,139,000 | 11,951,000 | 10,844,000 | 10,179,000 |
| Securities held to maturity | 379,000 | 379,000 | 379,000 | 376,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,225,000 | 63,011,000 | 64,479,000 | 68,484,000 |
| Interest-bearing deposits | 59,966,000 | 56,920,000 | 57,874,000 | 60,253,000 |
| Noninterest-bearing deposits | 7,259,000 | 6,091,000 | 6,605,000 | 8,231,000 |
| Equity capital | 6,464,000 | 6,318,000 | 6,396,000 | 6,652,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,133,000 | 2,166,000 | 3,191,000 | 4,199,000 |
| Interest expense | 483,000 | 851,000 | 1,185,000 | 1,503,000 |
| Net interest income | 650,000 | 1,315,000 | 2,006,000 | 2,696,000 |
| Noninterest income | 264,000 | 503,000 | 772,000 | 1,098,000 |
| Noninterest expense | 575,000 | 1,147,000 | 1,764,000 | 2,403,000 |
| Provision for loan losses | 0 | 15,000 | 45,000 | 75,000 |
| Pretax income | 339,000 | 656,000 | 969,000 | 1,316,000 |
| Income tax | 15,000 | 30,000 | 49,000 | 63,000 |
| Net income | 324,000 | 626,000 | 920,000 | 1,253,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,992,000 | 6,067,000 | 6,136,000 | 5,328,000 |
| Total capital | 6,720,000 | 6,787,000 | 6,895,000 | 6,137,000 |
| Risk-weighted assets | 58,079,000 | 57,371,000 | 60,558,000 | 64,582,000 |
Machine access — free, no API key
Every figure shown here about AUDUBON STATE BANK — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.