Call reports 2004
AUDUBON STATE BANK — 2004
What AUDUBON STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 63,473,000 | 62,181,000 | 63,508,000 | 67,495,000 |
| Total loans | 40,624,000 | 43,085,000 | 45,556,000 | 47,011,000 |
| Allowance for loan losses | 962,000 | 974,000 | 989,000 | 1,005,000 |
| Securities available for sale | 16,805,000 | 14,483,000 | 13,042,000 | 11,967,000 |
| Securities held to maturity | 1,081,000 | 1,080,000 | 1,079,000 | 1,076,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,955,000 | 56,223,000 | 57,377,000 | 61,727,000 |
| Interest-bearing deposits | 52,743,000 | 51,211,000 | 51,054,000 | 53,962,000 |
| Noninterest-bearing deposits | 5,212,000 | 5,012,000 | 6,323,000 | 7,765,000 |
| Equity capital | 5,136,000 | 4,858,000 | 5,057,000 | 5,331,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 747,000 | 1,489,000 | 2,245,000 | 3,047,000 |
| Interest expense | 208,000 | 403,000 | 597,000 | 798,000 |
| Net interest income | 539,000 | 1,086,000 | 1,648,000 | 2,249,000 |
| Noninterest income | 431,000 | 806,000 | 1,256,000 | 1,755,000 |
| Noninterest expense | 656,000 | 1,319,000 | 1,998,000 | 2,732,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 299,000 | 534,000 | 852,000 | 1,203,000 |
| Income tax | 11,000 | 22,000 | 35,000 | 49,000 |
| Net income | 288,000 | 512,000 | 817,000 | 1,154,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,516,000 | 4,536,000 | 4,679,000 | 5,028,000 |
| Total capital | 5,099,000 | 5,140,000 | 5,318,000 | 5,700,000 |
| Risk-weighted assets | 46,256,000 | 47,970,000 | 50,731,000 | 53,396,000 |
Machine access — free, no API key
Every figure shown here about AUDUBON STATE BANK — 2004 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.