Call reports 2020
FIRST STATE BANK OF DONGOLA, THE — 2020
What FIRST STATE BANK OF DONGOLA, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 25,926,000 | 28,922,000 | 28,609,000 | 28,992,000 |
| Total loans | 15,364,000 | 16,017,000 | 15,998,000 | 15,503,000 |
| Allowance for loan losses | 187,000 | 187,000 | 192,000 | 197,000 |
| Securities available for sale | 2,106,000 | 2,277,000 | 2,590,000 | 2,602,000 |
| Securities held to maturity | 211,000 | 211,000 | 413,000 | 535,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,058,000 | 24,872,000 | 24,547,000 | 24,950,000 |
| Interest-bearing deposits | 18,498,000 | 19,427,000 | 19,355,000 | 18,772,000 |
| Noninterest-bearing deposits | 4,560,000 | 5,445,000 | 5,192,000 | 6,178,000 |
| Equity capital | 2,785,000 | 2,951,000 | 2,968,000 | 2,961,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 291,000 | 573,000 | 867,000 | 1,141,000 |
| Interest expense | 32,000 | 59,000 | 92,000 | 119,000 |
| Net interest income | 259,000 | 514,000 | 775,000 | 1,022,000 |
| Noninterest income | 58,000 | 100,000 | 146,000 | 191,000 |
| Noninterest expense | 237,000 | 476,000 | 735,000 | 994,000 |
| Provision for loan losses | 0 | 0 | 4,000 | 4,000 |
| Pretax income | 80,000 | 156,000 | 221,000 | 259,000 |
| Income tax | 1,000 | 2,000 | 3,000 | 4,000 |
| Net income | 79,000 | 154,000 | 218,000 | 255,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,872,000 | 2,909,000 | 2,931,000 | 2,916,000 |
| Total capital | 3,059,000 | 3,096,000 | 3,123,000 | 3,113,000 |
| Risk-weighted assets | 15,508,000 | 16,404,000 | 16,428,000 | 16,245,000 |