Call reports 2016
FIRST STATE BANK OF DONGOLA, THE — 2016
What FIRST STATE BANK OF DONGOLA, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 23,224,000 | 23,273,000 | 23,190,000 | 23,375,000 |
| Total loans | 16,620,000 | 16,210,000 | 16,022,000 | 16,253,000 |
| Allowance for loan losses | 205,000 | 218,000 | 219,000 | 200,000 |
| Securities available for sale | 1,010,000 | 1,008,000 | 1,005,000 | 1,001,000 |
| Securities held to maturity | 0 | 211,000 | 211,000 | 211,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,732,000 | 20,744,000 | 20,617,000 | 20,858,000 |
| Interest-bearing deposits | 16,698,000 | 17,440,000 | 17,233,000 | 16,866,000 |
| Noninterest-bearing deposits | 4,034,000 | 3,304,000 | 3,384,000 | 3,992,000 |
| Equity capital | 2,433,000 | 2,458,000 | 2,498,000 | 2,480,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 235,000 | 477,000 | 713,000 | 948,000 |
| Interest expense | 29,000 | 59,000 | 88,000 | 116,000 |
| Net interest income | 206,000 | 418,000 | 625,000 | 832,000 |
| Noninterest income | 45,000 | 89,000 | 138,000 | 180,000 |
| Noninterest expense | 216,000 | 428,000 | 641,000 | 856,000 |
| Provision for loan losses | 2,000 | 22,000 | 22,000 | 22,000 |
| Pretax income | 33,000 | 57,000 | 100,000 | 134,000 |
| Income tax | 1,000 | 1,000 | 2,000 | 2,000 |
| Net income | 32,000 | 56,000 | 98,000 | 132,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,433,000 | 2,458,000 | 2,498,000 | 2,480,000 |
| Total capital | 2,622,000 | 2,641,000 | 2,678,000 | 2,654,000 |
| Risk-weighted assets | 15,140,000 | 14,666,000 | 14,425,000 | 13,971,000 |