Call reports 2015
FIRST STATE BANK OF DONGOLA, THE — 2015
What FIRST STATE BANK OF DONGOLA, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 23,409,000 | 22,208,000 | 22,450,000 | 22,799,000 |
| Total loans | 16,773,000 | 17,007,000 | 17,156,000 | 16,663,000 |
| Allowance for loan losses | 233,000 | 235,000 | 232,000 | 205,000 |
| Securities available for sale | 999,000 | 1,000,000 | 1,001,000 | 999,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,970,000 | 19,710,000 | 19,919,000 | 20,332,000 |
| Interest-bearing deposits | 16,740,000 | 15,968,000 | 16,136,000 | 16,296,000 |
| Noninterest-bearing deposits | 4,230,000 | 3,742,000 | 3,783,000 | 4,036,000 |
| Equity capital | 2,393,000 | 2,438,000 | 2,487,000 | 2,404,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 246,000 | 495,000 | 746,000 | 990,000 |
| Interest expense | 34,000 | 61,000 | 91,000 | 119,000 |
| Net interest income | 212,000 | 434,000 | 655,000 | 871,000 |
| Noninterest income | 69,000 | 107,000 | 163,000 | 207,000 |
| Noninterest expense | 217,000 | 431,000 | 653,000 | 907,000 |
| Provision for loan losses | 0 | 0 | 0 | 33,000 |
| Pretax income | 64,000 | 110,000 | 165,000 | 138,000 |
| Income tax | 1,000 | 2,000 | 2,000 | 2,000 |
| Net income | 63,000 | 108,000 | 163,000 | 136,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,393,000 | 2,438,000 | 2,487,000 | 2,405,000 |
| Total capital | 2,579,000 | 2,620,000 | 2,673,000 | 2,594,000 |
| Risk-weighted assets | 14,900,000 | 14,564,000 | 14,893,000 | 15,075,000 |