Call reports 2025
PEOPLES BANK, THE — 2025
What PEOPLES BANK, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 254,878,000 | 267,604,000 | 270,980,000 | 256,941,000 |
| Total loans | 185,972,000 | 186,823,000 | 192,804,000 | 201,198,000 |
| Allowance for loan losses | 2,784,000 | 2,833,000 | 2,894,000 | 2,996,000 |
| Securities available for sale | 21,866,000 | 23,785,000 | 22,803,000 | 25,257,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 224,166,000 | 236,070,000 | 237,865,000 | 224,046,000 |
| Interest-bearing deposits | 128,580,000 | 142,163,000 | 144,581,000 | 137,477,000 |
| Noninterest-bearing deposits | 95,586,000 | 93,907,000 | 93,284,000 | 86,569,000 |
| Equity capital | 26,772,000 | 27,558,000 | 28,510,000 | 29,405,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,800,000 | 7,872,000 | 12,133,000 | 16,325,000 |
| Interest expense | 825,000 | 1,683,000 | 2,648,000 | 3,555,000 |
| Net interest income | 2,975,000 | 6,189,000 | 9,485,000 | 12,770,000 |
| Noninterest income | 228,000 | 436,000 | 651,000 | 857,000 |
| Noninterest expense | 2,276,000 | 4,617,000 | 6,967,000 | 9,228,000 |
| Provision for loan losses | 54,000 | 104,000 | 124,000 | 210,000 |
| Pretax income | 873,000 | 1,904,000 | 3,045,000 | 4,189,000 |
| Income tax | 216,000 | 479,000 | 755,000 | 1,028,000 |
| Net income | 657,000 | 1,425,000 | 2,290,000 | 3,161,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,159,000 | 27,928,000 | 28,792,000 | 29,663,000 |