Call reports 2024
PEOPLES BANK, THE — 2024
What PEOPLES BANK, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 233,104,000 | 243,013,000 | 249,338,000 | 252,199,000 |
| Total loans | 166,945,000 | 174,972,000 | 180,883,000 | 180,163,000 |
| Allowance for loan losses | 2,625,000 | 2,686,000 | 2,722,000 | 2,732,000 |
| Securities available for sale | 22,293,000 | 21,942,000 | 21,266,000 | 21,815,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 206,188,000 | 214,846,000 | 220,030,000 | 222,660,000 |
| Interest-bearing deposits | 106,208,000 | 113,664,000 | 124,966,000 | 132,468,000 |
| Noninterest-bearing deposits | 99,980,000 | 101,182,000 | 95,064,000 | 90,192,000 |
| Equity capital | 23,812,000 | 24,494,000 | 25,503,000 | 26,000,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,187,000 | 6,712,000 | 10,507,000 | 14,390,000 |
| Interest expense | 533,000 | 1,205,000 | 2,090,000 | 2,983,000 |
| Net interest income | 2,654,000 | 5,507,000 | 8,417,000 | 11,407,000 |
| Noninterest income | 240,000 | 465,000 | 688,000 | 903,000 |
| Noninterest expense | 2,092,000 | 4,261,000 | 6,418,000 | 8,716,000 |
| Provision for loan losses | 23,000 | 83,000 | 117,000 | 127,000 |
| Pretax income | 779,000 | 1,628,000 | 2,570,000 | 3,467,000 |
| Income tax | 212,000 | 436,000 | 670,000 | 890,000 |
| Net income | 567,000 | 1,192,000 | 1,900,000 | 2,577,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,493,000 | 25,118,000 | 25,827,000 | 26,503,000 |