Call reports 2023
PEOPLES BANK, THE — 2023
What PEOPLES BANK, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 213,201,000 | 212,990,000 | 214,563,000 | 219,104,000 |
| Total loans | 135,733,000 | 141,079,000 | 150,652,000 | 161,840,000 |
| Allowance for loan losses | 2,574,000 | 2,577,000 | 2,599,000 | 2,601,000 |
| Securities available for sale | 34,992,000 | 31,599,000 | 31,429,000 | 25,522,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 189,834,000 | 188,599,000 | 189,425,000 | 193,205,000 |
| Interest-bearing deposits | 83,184,000 | 84,018,000 | 85,722,000 | 95,319,000 |
| Noninterest-bearing deposits | 106,650,000 | 104,581,000 | 103,703,000 | 97,886,000 |
| Equity capital | 21,563,000 | 21,891,000 | 22,400,000 | 23,256,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,476,000 | 5,057,000 | 7,896,000 | 10,972,000 |
| Interest expense | 88,000 | 275,000 | 554,000 | 986,000 |
| Net interest income | 2,388,000 | 4,782,000 | 7,342,000 | 9,986,000 |
| Noninterest income | 229,000 | 449,000 | 663,000 | 887,000 |
| Noninterest expense | 1,878,000 | 3,786,000 | 5,831,000 | 7,995,000 |
| Provision for loan losses | 25,000 | 25,000 | 35,000 | 35,000 |
| Pretax income | 714,000 | 1,420,000 | 2,139,000 | 2,843,000 |
| Income tax | 199,000 | 389,000 | 583,000 | 773,000 |
| Net income | 515,000 | 1,031,000 | 1,556,000 | 2,070,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,372,000 | 22,887,000 | 23,412,000 | 23,926,000 |