Call reports 2022
PEOPLES BANK, THE — 2022
What PEOPLES BANK, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 217,200,000 | 216,178,000 | 224,010,000 | 218,448,000 |
| Total loans | 118,868,000 | 125,564,000 | 129,616,000 | 132,499,000 |
| Allowance for loan losses | 2,473,000 | 2,474,000 | 2,469,000 | 2,546,000 |
| Securities available for sale | 22,406,000 | 30,375,000 | 34,485,000 | 33,453,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 195,183,000 | 194,107,000 | 201,869,000 | 195,715,000 |
| Interest-bearing deposits | 82,521,000 | 83,724,000 | 84,535,000 | 88,897,000 |
| Noninterest-bearing deposits | 112,662,000 | 110,383,000 | 117,334,000 | 106,818,000 |
| Equity capital | 20,476,000 | 20,270,000 | 20,193,000 | 20,826,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,629,000 | 3,424,000 | 5,559,000 | 8,049,000 |
| Interest expense | 36,000 | 73,000 | 119,000 | 186,000 |
| Net interest income | 1,593,000 | 3,351,000 | 5,440,000 | 7,863,000 |
| Noninterest income | 243,000 | 466,000 | 664,000 | 891,000 |
| Noninterest expense | 1,758,000 | 3,516,000 | 5,388,000 | 7,289,000 |
| Provision for loan losses | 0 | 0 | 0 | 75,000 |
| Pretax income | 78,000 | 301,000 | 716,000 | 1,390,000 |
| Income tax | 21,000 | 81,000 | 192,000 | 329,000 |
| Net income | 57,000 | 220,000 | 524,000 | 1,061,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,853,000 | 21,017,000 | 21,319,000 | 21,857,000 |