Call reports 2021
PEOPLES BANK, THE — 2021
What PEOPLES BANK, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 182,949,000 | 191,265,000 | 198,559,000 | 206,908,000 |
| Total loans | 105,468,000 | 110,888,000 | 120,743,000 | 116,731,000 |
| Allowance for loan losses | 2,292,000 | 2,365,000 | 2,442,000 | 2,473,000 |
| Securities available for sale | 14,301,000 | 12,718,000 | 11,141,000 | 13,630,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 160,808,000 | 168,669,000 | 175,844,000 | 184,420,000 |
| Interest-bearing deposits | 68,976,000 | 73,532,000 | 76,445,000 | 78,546,000 |
| Noninterest-bearing deposits | 91,832,000 | 95,137,000 | 99,399,000 | 105,874,000 |
| Equity capital | 20,503,000 | 20,740,000 | 20,862,000 | 20,793,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,432,000 | 3,089,000 | 4,794,000 | 6,454,000 |
| Interest expense | 56,000 | 96,000 | 132,000 | 169,000 |
| Net interest income | 1,376,000 | 2,993,000 | 4,662,000 | 6,285,000 |
| Noninterest income | 240,000 | 489,000 | 739,000 | 966,000 |
| Noninterest expense | 1,574,000 | 3,144,000 | 4,896,000 | 6,624,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 255,000 |
| Pretax income | -33,000 | 188,000 | 280,000 | 372,000 |
| Income tax | -10,000 | 50,000 | 74,000 | 99,000 |
| Net income | -23,000 | 138,000 | 206,000 | 273,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,499,000 | 20,660,000 | 20,729,000 | 20,790,000 |