Call reports 2020
PEOPLES BANK, THE — 2020
What PEOPLES BANK, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 146,909,000 | 164,385,000 | 169,162,000 | 178,302,000 |
| Total loans | 77,085,000 | 92,329,000 | 94,700,000 | 100,506,000 |
| Allowance for loan losses | 1,055,000 | 1,540,000 | 1,815,000 | 2,141,000 |
| Securities available for sale | 17,651,000 | 14,142,000 | 13,393,000 | 13,587,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,603,000 | 142,201,000 | 146,521,000 | 155,813,000 |
| Interest-bearing deposits | 55,831,000 | 60,268,000 | 62,564,000 | 64,790,000 |
| Noninterest-bearing deposits | 68,772,000 | 81,933,000 | 83,957,000 | 91,023,000 |
| Equity capital | 21,068,000 | 20,839,000 | 21,129,000 | 20,725,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,296,000 | 2,478,000 | 3,795,000 | 5,361,000 |
| Interest expense | 79,000 | 156,000 | 228,000 | 297,000 |
| Net interest income | 1,217,000 | 2,322,000 | 3,567,000 | 5,064,000 |
| Noninterest income | 575,000 | 956,000 | 1,058,000 | 1,268,000 |
| Noninterest expense | 1,343,000 | 2,729,000 | 4,126,000 | 6,029,000 |
| Provision for loan losses | 0 | 450,000 | 750,000 | 1,050,000 |
| Pretax income | 449,000 | 99,000 | -251,000 | -747,000 |
| Income tax | 0 | -114,000 | -721,000 | -853,000 |
| Net income | 449,000 | 213,000 | 470,000 | 106,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,866,000 | 20,630,000 | 20,887,000 | 20,522,000 |