Call reports 2019
PEOPLES BANK, THE — 2019
What PEOPLES BANK, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 122,635,000 | 125,603,000 | 130,029,000 | 134,293,000 |
| Total loans | 81,901,000 | 79,748,000 | 80,622,000 | 80,171,000 |
| Allowance for loan losses | 1,115,000 | 1,126,000 | 1,121,000 | 1,171,000 |
| Securities available for sale | 19,944,000 | 19,775,000 | 18,716,000 | 18,064,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,425,000 | 116,377,000 | 120,435,000 | 118,804,000 |
| Interest-bearing deposits | 53,447,000 | 54,337,000 | 57,189,000 | 55,769,000 |
| Noninterest-bearing deposits | 58,978,000 | 62,040,000 | 63,246,000 | 63,035,000 |
| Equity capital | 7,573,000 | 8,075,000 | 8,344,000 | 8,467,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,275,000 | 2,547,000 | 3,865,000 | 5,155,000 |
| Interest expense | 55,000 | 116,000 | 193,000 | 276,000 |
| Net interest income | 1,220,000 | 2,431,000 | 3,672,000 | 4,879,000 |
| Noninterest income | 419,000 | 696,000 | 1,032,000 | 1,350,000 |
| Noninterest expense | 1,333,000 | 2,688,000 | 4,047,000 | 5,401,000 |
| Provision for loan losses | 83,000 | 134,000 | 170,000 | 182,000 |
| Pretax income | 223,000 | 305,000 | 487,000 | 646,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 223,000 | 305,000 | 487,000 | 646,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,996,000 | 8,078,000 | 8,260,000 | 8,418,000 |
| Total capital | 9,023,000 | 9,103,000 | 9,289,000 | 9,454,000 |
| Risk-weighted assets | 82,106,000 | 81,832,000 | 82,222,000 | 82,734,000 |