Call reports 2018
PEOPLES BANK, THE — 2018
What PEOPLES BANK, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 123,102,000 | 122,653,000 | 124,150,000 | 119,968,000 |
| Total loans | 78,091,000 | 82,339,000 | 80,896,000 | 82,910,000 |
| Allowance for loan losses | 1,105,000 | 1,148,000 | 1,166,000 | 1,024,000 |
| Securities available for sale | 22,348,000 | 21,607,000 | 20,389,000 | 20,168,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,664,000 | 112,286,000 | 113,399,000 | 111,866,000 |
| Interest-bearing deposits | 55,731,000 | 55,855,000 | 56,763,000 | 55,119,000 |
| Noninterest-bearing deposits | 55,933,000 | 56,431,000 | 56,636,000 | 56,747,000 |
| Equity capital | 5,438,000 | 5,349,000 | 6,624,000 | 7,055,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,174,000 | 2,386,000 | 3,591,000 | 4,867,000 |
| Interest expense | 70,000 | 148,000 | 206,000 | 261,000 |
| Net interest income | 1,104,000 | 2,238,000 | 3,385,000 | 4,606,000 |
| Noninterest income | 350,000 | 750,000 | 2,377,000 | 2,712,000 |
| Noninterest expense | 1,205,000 | 2,721,000 | 4,100,000 | 5,525,000 |
| Provision for loan losses | 33,000 | 66,000 | 100,000 | 134,000 |
| Pretax income | 216,000 | 201,000 | 1,562,000 | 1,659,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 216,000 | 201,000 | 1,562,000 | 1,659,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,330,000 | 6,314,000 | 7,676,000 | 7,773,000 |
| Total capital | 7,334,000 | 7,350,000 | 8,732,000 | 8,797,000 |
| Risk-weighted assets | 80,245,000 | 82,742,000 | 84,331,000 | 83,821,000 |