Call reports 2017
PEOPLES BANK, THE — 2017
What PEOPLES BANK, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 124,183,000 | 126,241,000 | 126,056,000 | 122,416,000 |
| Total loans | 74,195,000 | 73,790,000 | 75,126,000 | 75,179,000 |
| Allowance for loan losses | 1,031,000 | 1,063,000 | 1,070,000 | 1,087,000 |
| Securities available for sale | 23,052,000 | 23,523,000 | 23,772,000 | 23,347,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,352,000 | 114,266,000 | 114,092,000 | 110,841,000 |
| Interest-bearing deposits | 58,437,000 | 57,474,000 | 57,232,000 | 56,468,000 |
| Noninterest-bearing deposits | 53,915,000 | 56,792,000 | 56,860,000 | 54,372,000 |
| Equity capital | 5,860,000 | 5,987,000 | 5,912,000 | 5,601,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,054,000 | 2,162,000 | 3,303,000 | 4,457,000 |
| Interest expense | 73,000 | 141,000 | 214,000 | 285,000 |
| Net interest income | 981,000 | 2,021,000 | 3,089,000 | 4,172,000 |
| Noninterest income | 286,000 | 468,000 | 671,000 | 869,000 |
| Noninterest expense | 1,168,000 | 2,445,000 | 3,657,000 | 4,959,000 |
| Provision for loan losses | 34,000 | 68,000 | 102,000 | 137,000 |
| Pretax income | 65,000 | -24,000 | 1,000 | -55,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 65,000 | -24,000 | 1,000 | -55,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,234,000 | 6,146,000 | 6,172,000 | 6,113,000 |
| Total capital | 7,139,000 | 7,059,000 | 7,097,000 | 7,044,000 |
| Risk-weighted assets | 72,290,000 | 72,923,000 | 73,817,000 | 74,356,000 |