Call reports 2016
PEOPLES BANK, THE — 2016
What PEOPLES BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 126,806,000 | 126,003,000 | 127,098,000 | 123,667,000 |
| Total loans | 76,485,000 | 76,845,000 | 75,776,000 | 74,687,000 |
| Allowance for loan losses | 1,195,000 | 1,120,000 | 1,054,000 | 1,038,000 |
| Securities available for sale | 15,079,000 | 14,576,000 | 13,977,000 | 15,508,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,472,000 | 111,901,000 | 114,646,000 | 111,950,000 |
| Interest-bearing deposits | 61,448,000 | 60,872,000 | 59,259,000 | 58,658,000 |
| Noninterest-bearing deposits | 51,024,000 | 51,029,000 | 55,387,000 | 53,293,000 |
| Equity capital | 8,397,000 | 8,009,000 | 6,351,000 | 5,752,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,062,000 | 2,229,000 | 3,301,000 | 4,359,000 |
| Interest expense | 113,000 | 199,000 | 282,000 | 360,000 |
| Net interest income | 949,000 | 2,030,000 | 3,019,000 | 3,999,000 |
| Noninterest income | 354,000 | 188,000 | 481,000 | 742,000 |
| Noninterest expense | 1,582,000 | 2,913,000 | 5,727,000 | 7,047,000 |
| Provision for loan losses | 404,000 | 450,000 | 497,000 | 581,000 |
| Pretax income | -683,000 | -1,145,000 | -2,724,000 | -2,887,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -683,000 | -1,145,000 | -2,724,000 | -2,887,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,373,000 | 7,912,000 | 6,333,000 | 6,169,000 |
| Total capital | 9,400,000 | 8,929,000 | 7,232,000 | 7,077,000 |
| Risk-weighted assets | 82,032,000 | 81,136,000 | 71,774,000 | 72,470,000 |