Call reports 2015
PEOPLES BANK, THE — 2015
What PEOPLES BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 136,540,000 | 134,906,000 | 135,551,000 | 131,187,000 |
| Total loans | 72,865,000 | 73,830,000 | 76,208,000 | 77,153,000 |
| Allowance for loan losses | 697,000 | 728,000 | 757,000 | 855,000 |
| Securities available for sale | 13,657,000 | 12,439,000 | 11,671,000 | 14,164,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,460,000 | 114,508,000 | 115,212,000 | 111,309,000 |
| Interest-bearing deposits | 91,586,000 | 90,902,000 | 90,103,000 | 61,529,000 |
| Noninterest-bearing deposits | 23,874,000 | 23,606,000 | 25,109,000 | 49,780,000 |
| Equity capital | 10,115,000 | 9,299,000 | 9,177,000 | 8,964,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 999,000 | 1,998,000 | 3,024,000 | 4,169,000 |
| Interest expense | 147,000 | 292,000 | 432,000 | 564,000 |
| Net interest income | 852,000 | 1,706,000 | 2,592,000 | 3,605,000 |
| Noninterest income | 304,000 | 42,000 | 382,000 | 506,000 |
| Noninterest expense | 1,265,000 | 2,558,000 | 3,894,000 | 5,159,000 |
| Provision for loan losses | 27,000 | 75,000 | 123,000 | 141,000 |
| Pretax income | -136,000 | -885,000 | -1,043,000 | -1,189,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -136,000 | -885,000 | -1,043,000 | -1,189,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,110,000 | 9,362,000 | 9,203,000 | 9,057,000 |
| Total capital | 10,540,000 | 9,826,000 | 9,696,000 | 9,912,000 |
| Risk-weighted assets | 82,924,000 | 81,121,000 | 85,377,000 | 84,378,000 |