Call reports 2012
PEOPLES BANK, THE — 2012
What PEOPLES BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 139,233,000 | 136,969,000 | 135,048,000 | 132,651,000 |
| Total loans | 78,207,000 | 76,463,000 | 74,273,000 | 72,943,000 |
| Allowance for loan losses | 1,453,000 | 1,286,000 | 1,346,000 | 928,000 |
| Securities available for sale | 13,102,000 | 13,350,000 | 14,310,000 | 13,451,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 117,155,000 | 115,124,000 | 113,266,000 | 111,526,000 |
| Interest-bearing deposits | 97,906,000 | 95,297,000 | 92,335,000 | 90,720,000 |
| Noninterest-bearing deposits | 19,249,000 | 19,827,000 | 20,931,000 | 20,806,000 |
| Equity capital | 11,477,000 | 11,317,000 | 11,096,000 | 10,535,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,240,000 | 2,464,000 | 3,685,000 | 4,818,000 |
| Interest expense | 280,000 | 543,000 | 782,000 | 988,000 |
| Net interest income | 960,000 | 1,921,000 | 2,903,000 | 3,830,000 |
| Noninterest income | 348,000 | 643,000 | 1,196,000 | 990,000 |
| Noninterest expense | 1,393,000 | 2,764,000 | 4,176,000 | 5,241,000 |
| Provision for loan losses | 140,000 | 268,000 | 396,000 | 535,000 |
| Pretax income | -225,000 | -468,000 | -473,000 | -956,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -225,000 | -468,000 | -473,000 | -956,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,189,000 | 10,946,000 | 10,941,000 | 10,457,000 |
| Total capital | 12,083,000 | 11,805,000 | 11,785,000 | 11,218,000 |
| Risk-weighted assets | 81,898,000 | 80,587,000 | 79,940,000 | 78,599,000 |