Call reports 2011
PEOPLES BANK, THE — 2011
What PEOPLES BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 144,198,000 | 141,886,000 | 139,814,000 | 141,088,000 |
| Total loans | 91,134,000 | 88,753,000 | 83,556,000 | 82,060,000 |
| Allowance for loan losses | 1,512,000 | 1,658,000 | 1,666,000 | 1,314,000 |
| Securities available for sale | 10,499,000 | 10,919,000 | 7,831,000 | 10,824,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,290,000 | 119,176,000 | 117,227,000 | 118,822,000 |
| Interest-bearing deposits | 105,306,000 | 101,272,000 | 98,925,000 | 95,695,000 |
| Noninterest-bearing deposits | 15,984,000 | 17,904,000 | 18,302,000 | 23,127,000 |
| Equity capital | 12,316,000 | 12,076,000 | 11,924,000 | 11,687,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,489,000 | 2,908,000 | 4,287,000 | 5,597,000 |
| Interest expense | 372,000 | 747,000 | 1,081,000 | 1,373,000 |
| Net interest income | 1,117,000 | 2,161,000 | 3,206,000 | 4,224,000 |
| Noninterest income | -286,000 | 304,000 | 523,000 | 772,000 |
| Noninterest expense | 1,312,000 | 2,737,000 | 4,158,000 | 5,543,000 |
| Provision for loan losses | 257,000 | 793,000 | 864,000 | 956,000 |
| Pretax income | -738,000 | -1,065,000 | -1,293,000 | -1,503,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -738,000 | -1,065,000 | -1,293,000 | -1,503,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,179,000 | 11,852,000 | 11,624,000 | 11,414,000 |
| Total capital | 13,351,000 | 13,005,000 | 12,709,000 | 12,346,000 |
| Risk-weighted assets | 93,450,000 | 91,698,000 | 86,204,000 | 85,087,000 |