Call reports 2010
PEOPLES BANK, THE — 2010
What PEOPLES BANK, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 155,200,000 | 153,256,000 | 147,416,000 | 144,040,000 |
| Total loans | 102,133,000 | 96,231,000 | 95,341,000 | 93,712,000 |
| Allowance for loan losses | 1,029,000 | 1,102,000 | 1,269,000 | 1,385,000 |
| Securities available for sale | 13,618,000 | 14,227,000 | 10,823,000 | 9,813,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 131,545,000 | 129,194,000 | 123,543,000 | 121,229,000 |
| Interest-bearing deposits | 115,874,000 | 113,261,000 | 108,583,000 | 107,355,000 |
| Noninterest-bearing deposits | 15,671,000 | 15,933,000 | 14,960,000 | 13,874,000 |
| Equity capital | 13,107,000 | 13,339,000 | 13,062,000 | 12,332,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,781,000 | 3,517,000 | 5,147,000 | 6,739,000 |
| Interest expense | 542,000 | 1,065,000 | 1,564,000 | 1,933,000 |
| Net interest income | 1,239,000 | 2,452,000 | 3,583,000 | 4,806,000 |
| Noninterest income | 377,000 | 825,000 | 831,000 | 1,073,000 |
| Noninterest expense | 1,481,000 | 2,877,000 | 4,158,000 | 5,531,000 |
| Provision for loan losses | 87,000 | 179,000 | 357,000 | 976,000 |
| Pretax income | 48,000 | 221,000 | -101,000 | -628,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 48,000 | 221,000 | -101,000 | -628,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,863,000 | 13,036,000 | 12,714,000 | 12,187,000 |
| Total capital | 13,892,000 | 14,138,000 | 13,958,000 | 13,385,000 |
| Risk-weighted assets | 105,465,000 | 101,390,000 | 99,470,000 | 95,658,000 |