Call reports 2005
PEOPLES BANK, THE — 2005
What PEOPLES BANK, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 130,024,000 | 129,778,000 | 137,020,000 | 137,855,000 |
| Total loans | 95,962,000 | 96,071,000 | 98,645,000 | 99,015,000 |
| Allowance for loan losses | 889,000 | 908,000 | 936,000 | 1,001,000 |
| Securities available for sale | 21,303,000 | 20,891,000 | 21,926,000 | 22,044,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,238,000 | 113,685,000 | 120,582,000 | 121,257,000 |
| Interest-bearing deposits | 92,266,000 | 92,569,000 | 91,717,000 | 97,344,000 |
| Noninterest-bearing deposits | 21,972,000 | 21,116,000 | 28,865,000 | 23,913,000 |
| Equity capital | 10,410,000 | 10,717,000 | 11,009,000 | 10,620,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,741,000 | 3,595,000 | 5,538,000 | 7,604,000 |
| Interest expense | 387,000 | 822,000 | 1,329,000 | 1,877,000 |
| Net interest income | 1,354,000 | 2,773,000 | 4,209,000 | 5,727,000 |
| Noninterest income | 235,000 | 471,000 | 752,000 | 1,075,000 |
| Noninterest expense | 1,033,000 | 2,252,000 | 3,457,000 | 4,817,000 |
| Provision for loan losses | 48,000 | 67,000 | 101,000 | 165,000 |
| Pretax income | 508,000 | 925,000 | 1,403,000 | 1,820,000 |
| Income tax | 153,000 | 311,000 | 469,000 | 620,000 |
| Net income | 355,000 | 614,000 | 934,000 | 1,200,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,406,000 | 10,674,000 | 11,003,000 | 10,705,000 |
| Total capital | 11,295,000 | 11,582,000 | 11,939,000 | 11,706,000 |
| Risk-weighted assets | 95,549,000 | 95,670,000 | 98,027,000 | 98,856,000 |
Machine access — free, no API key
Every figure shown here about PEOPLES BANK, THE — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.