Call reports 2003
PEOPLES BANK, THE — 2003
What PEOPLES BANK, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 108,281,000 | 109,732,000 | 114,445,000 | 120,049,000 |
| Total loans | 69,514,000 | 65,645,000 | 66,599,000 | 72,864,000 |
| Allowance for loan losses | 871,000 | 865,000 | 847,000 | 817,000 |
| Securities available for sale | 20,089,000 | 23,493,000 | 23,533,000 | 25,750,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,946,000 | 96,193,000 | 96,029,000 | 101,479,000 |
| Interest-bearing deposits | 80,256,000 | 79,197,000 | 78,749,000 | 83,590,000 |
| Noninterest-bearing deposits | 14,690,000 | 16,996,000 | 17,280,000 | 17,889,000 |
| Equity capital | 9,855,000 | 10,058,000 | 10,043,000 | 9,762,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,503,000 | 2,970,000 | 4,414,000 | 5,935,000 |
| Interest expense | 398,000 | 763,000 | 1,094,000 | 1,449,000 |
| Net interest income | 1,105,000 | 2,207,000 | 3,320,000 | 4,486,000 |
| Noninterest income | 199,000 | 399,000 | 611,000 | 749,000 |
| Noninterest expense | 952,000 | 1,910,000 | 2,881,000 | 3,909,000 |
| Provision for loan losses | 22,000 | 40,000 | 40,000 | 40,000 |
| Pretax income | 330,000 | 656,000 | 1,010,000 | 1,286,000 |
| Income tax | 117,000 | 234,000 | 341,000 | 433,000 |
| Net income | 213,000 | 422,000 | 669,000 | 853,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,259,000 | 9,467,000 | 9,716,000 | 9,449,000 |
| Total capital | 10,080,000 | 10,272,000 | 10,559,000 | 10,266,000 |
| Risk-weighted assets | 65,605,000 | 64,342,000 | 67,432,000 | 76,665,000 |
Machine access — free, no API key
Every figure shown here about PEOPLES BANK, THE — 2003 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.