Call reports 2016
STONEBRIDGE BANK — 2016
What STONEBRIDGE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 |
|---|---|---|---|
| Total assets | 208,988,000 | 216,531,000 | 250,120,000 |
| Total loans | 181,057,000 | 191,281,000 | 196,259,000 |
| Allowance for loan losses | 2,106,000 | 2,163,000 | 2,149,000 |
| Securities available for sale | 5,034,000 | 3,035,000 | 8,646,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 174,552,000 | 172,365,000 | 220,406,000 |
| Interest-bearing deposits | 138,110,000 | 135,934,000 | 140,726,000 |
| Noninterest-bearing deposits | 36,442,000 | 36,431,000 | 79,680,000 |
| Equity capital | 17,750,000 | 18,325,000 | 19,172,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 |
|---|---|---|---|
| Interest income | 2,226,000 | 4,637,000 | 7,065,000 |
| Interest expense | 192,000 | 400,000 | 611,000 |
| Net interest income | 2,034,000 | 4,237,000 | 6,454,000 |
| Noninterest income | 112,000 | 315,000 | 332,000 |
| Noninterest expense | 1,396,000 | 2,800,000 | 4,198,000 |
| Provision for loan losses | 40,000 | 71,000 | 56,000 |
| Pretax income | 787,000 | 1,681,000 | 2,736,000 |
| Income tax | 0 | 0 | 0 |
| Net income | 787,000 | 1,681,000 | 2,736,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 |
|---|---|---|---|
| Tier 1 capital | 17,659,000 | 18,231,000 | 19,129,000 |
| Total capital | 19,765,000 | 20,394,000 | 21,278,000 |
| Risk-weighted assets | 183,524,000 | 191,450,000 | 195,437,000 |