Call reports 2015
STONEBRIDGE BANK — 2015
What STONEBRIDGE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 188,503,000 | 192,920,000 | 204,503,000 | 216,370,000 |
| Total loans | 156,295,000 | 166,815,000 | 168,240,000 | 175,605,000 |
| Allowance for loan losses | 2,001,000 | 2,223,000 | 2,028,000 | 2,061,000 |
| Securities available for sale | 10,003,000 | 9,485,000 | 10,527,000 | 9,946,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 167,827,000 | 174,711,000 | 185,472,000 | 196,350,000 |
| Interest-bearing deposits | 130,721,000 | 140,463,000 | 144,846,000 | 140,461,000 |
| Noninterest-bearing deposits | 37,106,000 | 34,248,000 | 40,626,000 | 55,889,000 |
| Equity capital | 15,807,000 | 16,904,000 | 17,807,000 | 18,587,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,885,000 | 3,981,000 | 6,396,000 | 8,621,000 |
| Interest expense | 129,000 | 283,000 | 455,000 | 636,000 |
| Net interest income | 1,756,000 | 3,698,000 | 5,941,000 | 7,985,000 |
| Noninterest income | 121,000 | 216,000 | 326,000 | 453,000 |
| Noninterest expense | 1,158,000 | 2,359,000 | 3,659,000 | 4,939,000 |
| Provision for loan losses | 158,000 | 380,000 | 578,000 | 603,000 |
| Pretax income | 561,000 | 1,175,000 | 2,038,000 | 2,904,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 561,000 | 1,175,000 | 2,038,000 | 2,904,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,642,000 | 16,768,000 | 17,643,000 | 18,515,000 |
| Total capital | 17,643,000 | 18,938,000 | 19,671,000 | 20,576,000 |
| Risk-weighted assets | 167,617,000 | 173,553,000 | 174,409,000 | 180,167,000 |