Call reports 2013
STONEBRIDGE BANK — 2013
What STONEBRIDGE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 115,986,000 | 130,112,000 | 138,400,000 | 157,638,000 |
| Total loans | 95,190,000 | 107,445,000 | 108,188,000 | 118,088,000 |
| Allowance for loan losses | 979,000 | 1,103,000 | 1,124,000 | 1,230,000 |
| Securities available for sale | 5,111,000 | 6,544,000 | 7,041,000 | 6,010,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,065,000 | 117,210,000 | 125,865,000 | 144,885,000 |
| Interest-bearing deposits | 75,460,000 | 90,093,000 | 94,755,000 | 96,674,000 |
| Noninterest-bearing deposits | 28,605,000 | 27,117,000 | 31,110,000 | 48,211,000 |
| Equity capital | 10,806,000 | 11,018,000 | 11,550,000 | 11,938,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,303,000 | 2,757,000 | 4,256,000 | 5,792,000 |
| Interest expense | 87,000 | 172,000 | 267,000 | 360,000 |
| Net interest income | 1,216,000 | 2,585,000 | 3,989,000 | 5,432,000 |
| Noninterest income | 87,000 | 189,000 | 288,000 | 414,000 |
| Noninterest expense | 1,073,000 | 2,147,000 | 3,196,000 | 4,257,000 |
| Provision for loan losses | 19,000 | 137,000 | 156,000 | 260,000 |
| Pretax income | 211,000 | 490,000 | 925,000 | 1,329,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 211,000 | 490,000 | 925,000 | 1,329,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,650,000 | 10,932,000 | 11,463,000 | 11,870,000 |
| Total capital | 11,629,000 | 12,035,000 | 12,587,000 | 13,100,000 |
| Risk-weighted assets | 107,202,000 | 119,371,000 | 119,846,000 | 127,872,000 |