Call reports 2012
STONEBRIDGE BANK — 2012
What STONEBRIDGE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 85,406,000 | 91,898,000 | 106,156,000 | 140,864,000 |
| Total loans | 69,530,000 | 70,100,000 | 72,661,000 | 92,751,000 |
| Allowance for loan losses | 753,000 | 787,000 | 820,000 | 955,000 |
| Securities available for sale | 7,075,000 | 6,564,000 | 6,545,000 | 5,634,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,749,000 | 78,966,000 | 92,806,000 | 127,545,000 |
| Interest-bearing deposits | 48,374,000 | 52,977,000 | 53,537,000 | 72,226,000 |
| Noninterest-bearing deposits | 23,375,000 | 25,989,000 | 39,269,000 | 55,319,000 |
| Equity capital | 8,094,000 | 8,218,000 | 8,395,000 | 10,600,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,001,000 | 2,007,000 | 3,076,000 | 4,946,000 |
| Interest expense | 105,000 | 203,000 | 291,000 | 457,000 |
| Net interest income | 896,000 | 1,804,000 | 2,785,000 | 4,489,000 |
| Noninterest income | 42,000 | 90,000 | 137,000 | 362,000 |
| Noninterest expense | 839,000 | 1,647,000 | 2,467,000 | 4,079,000 |
| Provision for loan losses | 34,000 | 68,000 | 101,000 | 150,000 |
| Pretax income | 65,000 | 179,000 | 354,000 | 622,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 65,000 | 179,000 | 354,000 | 622,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,032,000 | 8,149,000 | 8,326,000 | 10,438,000 |
| Total capital | 8,785,000 | 8,936,000 | 9,146,000 | 11,393,000 |
| Risk-weighted assets | 84,013,000 | 81,715,000 | 84,262,000 | 104,340,000 |