Call reports 2011
STONEBRIDGE BANK — 2011
What STONEBRIDGE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 82,693,000 | 90,504,000 | 92,440,000 | 109,548,000 |
| Total loans | 64,992,000 | 63,468,000 | 63,643,000 | 67,319,000 |
| Allowance for loan losses | 670,000 | 670,000 | 678,000 | 719,000 |
| Securities available for sale | 5,992,000 | 7,067,000 | 6,076,000 | 7,098,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,684,000 | 75,279,000 | 79,021,000 | 95,859,000 |
| Interest-bearing deposits | 49,894,000 | 56,382,000 | 49,308,000 | 48,760,000 |
| Noninterest-bearing deposits | 15,790,000 | 18,897,000 | 29,713,000 | 47,099,000 |
| Equity capital | 7,427,000 | 7,628,000 | 7,816,000 | 8,026,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 932,000 | 1,867,000 | 2,812,000 | 3,799,000 |
| Interest expense | 177,000 | 351,000 | 470,000 | 579,000 |
| Net interest income | 755,000 | 1,516,000 | 2,342,000 | 3,220,000 |
| Noninterest income | 39,000 | 76,000 | 115,000 | 235,000 |
| Noninterest expense | 698,000 | 1,396,000 | 2,094,000 | 2,834,000 |
| Provision for loan losses | 0 | 0 | 8,000 | 49,000 |
| Pretax income | 96,000 | 196,000 | 355,000 | 572,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 96,000 | 196,000 | 355,000 | 572,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,466,000 | 7,572,000 | 7,738,000 | 7,961,000 |
| Total capital | 8,136,000 | 8,242,000 | 8,416,000 | 8,680,000 |
| Risk-weighted assets | 74,369,000 | 73,101,000 | 76,656,000 | 82,727,000 |