Call reports 2025
GLEN BURNIE MUTUAL SAVINGS BANK — 2025
What GLEN BURNIE MUTUAL SAVINGS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 105,259,000 | 105,943,000 | 105,114,000 | 104,319,000 |
| Total loans | 84,189,000 | 82,615,000 | 84,474,000 | 85,354,000 |
| Allowance for loan losses | 364,000 | 364,000 | 364,000 | 364,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,250,000 | 1,250,000 | 1,000,000 | 1,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,164,000 | 96,090,000 | 95,915,000 | 94,323,000 |
| Interest-bearing deposits | 96,164,000 | 96,090,000 | 95,915,000 | 94,323,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 8,980,000 | 9,044,000 | 9,100,000 | 9,185,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,072,000 | 2,166,000 | 3,269,000 | 4,378,000 |
| Interest expense | 750,000 | 1,506,000 | 2,263,000 | 3,018,000 |
| Net interest income | 322,000 | 660,000 | 1,006,000 | 1,360,000 |
| Noninterest income | 7,000 | 14,000 | 21,000 | 27,000 |
| Noninterest expense | 267,000 | 524,000 | 797,000 | 1,069,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 62,000 | 150,000 | 230,000 | 318,000 |
| Income tax | 17,000 | 41,000 | 65,000 | 68,000 |
| Net income | 45,000 | 109,000 | 165,000 | 250,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,980,000 | 9,044,000 | 9,100,000 | 9,185,000 |
| Total capital | 9,344,000 | 9,408,000 | 9,464,000 | 9,549,000 |
| Risk-weighted assets | 50,126,000 | 50,430,000 | 50,351,000 | 50,338,000 |