Call reports 2022
GLEN BURNIE MUTUAL SAVINGS BANK — 2022
What GLEN BURNIE MUTUAL SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 108,844,000 | 109,032,000 | 109,803,000 | 109,576,000 |
| Total loans | 82,735,000 | 82,781,000 | 85,274,000 | 86,941,000 |
| Allowance for loan losses | 364,000 | 364,000 | 364,000 | 364,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 250,000 | 750,000 | 1,250,000 | 1,500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,392,000 | 100,020,000 | 101,370,000 | 100,439,000 |
| Interest-bearing deposits | 100,392,000 | 100,020,000 | 101,370,000 | 100,439,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 8,295,000 | 8,254,000 | 8,293,000 | 8,382,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 840,000 | 1,669,000 | 2,524,000 | 3,492,000 |
| Interest expense | 603,000 | 1,255,000 | 1,839,000 | 2,461,000 |
| Net interest income | 237,000 | 414,000 | 685,000 | 1,031,000 |
| Noninterest income | 10,000 | 23,000 | 35,000 | 43,000 |
| Noninterest expense | 239,000 | 472,000 | 715,000 | 950,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 8,000 | -35,000 | 5,000 | 124,000 |
| Income tax | 2,000 | 0 | 1,000 | 31,000 |
| Net income | 6,000 | -35,000 | 4,000 | 93,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,295,000 | 8,254,000 | 8,293,000 | 8,382,000 |
| Total capital | 8,659,000 | 8,618,000 | 8,657,000 | 8,746,000 |
| Risk-weighted assets | 51,039,000 | 51,405,000 | 50,926,000 | 52,008,000 |