Call reports 2020
GLEN BURNIE MUTUAL SAVINGS BANK — 2020
What GLEN BURNIE MUTUAL SAVINGS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 101,003,000 | 102,497,000 | 103,197,000 | 103,672,000 |
| Total loans | 79,233,000 | 79,533,000 | 80,643,000 | 80,998,000 |
| Allowance for loan losses | 364,000 | 364,000 | 364,000 | 364,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 992,000 | 499,000 | 250,000 | 250,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,051,000 | 93,881,000 | 95,093,000 | 94,989,000 |
| Interest-bearing deposits | 93,051,000 | 93,881,000 | 95,093,000 | 94,989,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 7,814,000 | 7,858,000 | 7,936,000 | 7,948,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 881,000 | 1,729,000 | 2,572,000 | 3,413,000 |
| Interest expense | 633,000 | 1,268,000 | 1,889,000 | 2,532,000 |
| Net interest income | 248,000 | 461,000 | 683,000 | 881,000 |
| Noninterest income | 14,000 | 24,000 | 39,000 | 56,000 |
| Noninterest expense | 205,000 | 391,000 | 551,000 | 754,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 58,000 | 102,000 | 180,000 | 192,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 58,000 | 102,000 | 180,000 | 192,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,814,000 | 7,858,000 | 7,936,000 | 7,948,000 |
| Total capital | 8,178,000 | 8,222,000 | 8,300,000 | 8,312,000 |
| Risk-weighted assets | 47,629,000 | 48,694,000 | 48,665,000 | 46,683,000 |