Call reports 2019
GLEN BURNIE MUTUAL SAVINGS BANK — 2019
What GLEN BURNIE MUTUAL SAVINGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 98,783,000 | 99,443,000 | 99,473,000 | 99,854,000 |
| Total loans | 78,523,000 | 78,123,000 | 77,358,000 | 80,208,000 |
| Allowance for loan losses | 364,000 | 364,000 | 364,000 | 364,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,239,000 | 2,240,000 | 1,990,000 | 1,741,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,146,000 | 91,126,000 | 91,665,000 | 91,372,000 |
| Interest-bearing deposits | 91,146,000 | 91,126,000 | 91,665,000 | 91,372,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 7,539,000 | 7,593,000 | 7,680,000 | 7,756,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 888,000 | 1,781,000 | 2,666,000 | 3,537,000 |
| Interest expense | 633,000 | 1,278,000 | 1,920,000 | 2,560,000 |
| Net interest income | 255,000 | 503,000 | 746,000 | 977,000 |
| Noninterest income | 9,000 | 17,000 | 30,000 | 44,000 |
| Noninterest expense | 174,000 | 376,000 | 546,000 | 732,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 91,000 | 145,000 | 232,000 | 292,000 |
| Income tax | 0 | 0 | 0 | -16,000 |
| Net income | 91,000 | 145,000 | 232,000 | 308,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,539,000 | 7,593,000 | 7,680,000 | 7,756,000 |
| Total capital | 7,903,000 | 7,957,000 | 8,044,000 | 8,120,000 |
| Risk-weighted assets | 46,256,000 | 46,063,000 | 46,176,000 | 47,643,000 |