Call reports 2016
GLEN BURNIE MUTUAL SAVINGS BANK — 2016
What GLEN BURNIE MUTUAL SAVINGS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 87,499,000 | 88,725,000 | 89,816,000 | 90,881,000 |
| Total loans | 64,313,000 | 65,000,000 | 67,865,000 | 67,380,000 |
| Allowance for loan losses | 364,000 | 364,000 | 364,000 | 364,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,192,000 | 1,195,000 | 1,701,000 | 2,199,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,495,000 | 81,150,000 | 82,720,000 | 83,268,000 |
| Interest-bearing deposits | 80,495,000 | 81,150,000 | 82,720,000 | 83,268,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 6,902,000 | 6,953,000 | 6,983,000 | 6,991,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 742,000 | 1,477,000 | 2,226,000 | 2,978,000 |
| Interest expense | 540,000 | 1,095,000 | 1,651,000 | 2,220,000 |
| Net interest income | 202,000 | 382,000 | 575,000 | 758,000 |
| Noninterest income | 13,000 | 28,000 | 44,000 | 62,000 |
| Noninterest expense | 163,000 | 311,000 | 499,000 | 693,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 55,000 | 106,000 | 136,000 | 144,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 55,000 | 106,000 | 136,000 | 144,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,902,000 | 6,953,000 | 6,983,000 | 6,991,000 |
| Total capital | 7,266,000 | 7,317,000 | 7,347,000 | 7,355,000 |
| Risk-weighted assets | 41,961,000 | 41,448,000 | 42,326,000 | 41,640,000 |