Call reports 2015
GLEN BURNIE MUTUAL SAVINGS BANK — 2015
What GLEN BURNIE MUTUAL SAVINGS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 84,455,000 | 85,324,000 | 85,854,000 | 85,999,000 |
| Total loans | 62,509,000 | 62,562,000 | 63,619,000 | 63,595,000 |
| Allowance for loan losses | 364,000 | 364,000 | 364,000 | 364,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,691,000 | 4,189,000 | 4,188,000 | 3,939,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,591,000 | 77,896,000 | 78,881,000 | 78,501,000 |
| Interest-bearing deposits | 77,591,000 | 77,896,000 | 78,882,000 | 78,501,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 6,744,000 | 6,796,000 | 6,827,000 | 6,847,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 730,000 | 1,449,000 | 2,187,000 | 2,911,000 |
| Interest expense | 475,000 | 1,010,000 | 1,545,000 | 2,082,000 |
| Net interest income | 255,000 | 439,000 | 642,000 | 829,000 |
| Noninterest income | 13,000 | 33,000 | 40,000 | 52,000 |
| Noninterest expense | 160,000 | 313,000 | 492,000 | 672,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 109,000 | 161,000 | 192,000 | 212,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 109,000 | 161,000 | 192,000 | 212,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,744,000 | 6,796,000 | 6,827,000 | 6,847,000 |
| Total capital | 7,108,000 | 7,160,000 | 7,191,000 | 7,211,000 |
| Risk-weighted assets | 36,643,000 | 39,670,000 | 40,458,000 | 41,233,000 |