Call reports 2014
GLEN BURNIE MUTUAL SAVINGS BANK — 2014
What GLEN BURNIE MUTUAL SAVINGS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 81,555,000 | 82,086,000 | 82,592,000 | 83,449,000 |
| Total loans | 61,054,000 | 61,316,000 | 63,279,000 | 63,305,000 |
| Allowance for loan losses | 402,000 | 402,000 | 402,000 | 364,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,034,000 | 2,982,000 | 2,953,000 | 3,441,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,804,000 | 74,780,000 | 75,781,000 | 76,141,000 |
| Interest-bearing deposits | 74,804,000 | 74,780,000 | 75,781,000 | 76,141,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 6,584,000 | 6,620,000 | 6,641,000 | 6,635,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 716,000 | 1,432,000 | 2,164,000 | 2,886,000 |
| Interest expense | 536,000 | 1,097,000 | 1,660,000 | 2,230,000 |
| Net interest income | 180,000 | 335,000 | 504,000 | 656,000 |
| Noninterest income | 12,000 | 28,000 | 41,000 | 67,000 |
| Noninterest expense | 171,000 | 306,000 | 468,000 | 690,000 |
| Provision for loan losses | 0 | 0 | 0 | -38,000 |
| Pretax income | 21,000 | 57,000 | 78,000 | 72,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 21,000 | 57,000 | 78,000 | 72,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,584,000 | 6,620,000 | 6,641,000 | 6,635,000 |
| Total capital | 6,986,000 | 7,022,000 | 7,043,000 | 6,999,000 |
| Risk-weighted assets | 39,921,000 | 40,534,000 | 40,069,000 | 39,646,000 |